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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,168 | $152,619-80.2% | $125,195-75.9% | $152,909-80.3% |
| Participation rate | 85.7% | 83.3%+2.4pp | 79.8%+5.9pp | 82.5%+3.3pp |
| Annual return | 25.90% | 54.85%-28.9pp | 43.79%-17.9pp | 345.46%-319.6pp |
| Employer contribution / active EE | $2,713 | $4,947-45.2% | $3,866-29.8% | $4,764-43.1% |
| Participant deferral / active EE | $6,538 | $5,869+11.4% | $4,937+32.4% | $5,851+11.7% |
| Admin fee / account holder | $1,404 | $13,437-89.5% | $9,704-85.5% | $11,601-87.9% |