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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,720 | $104,953-63.1% | $84,637-54.3% | $152,909-74.7% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 2.94% | 373.94%-371.0pp | 258.82%-255.9pp | 345.46%-342.5pp |
| Employer contribution / active EE | $2,529 | $3,304-23.5% | $2,653-4.7% | $4,764-46.9% |
| Participant deferral / active EE | $2,262 | $4,691-51.8% | $3,900-42.0% | $5,851-61.3% |
| Admin fee / account holder | $469 | $6,244-92.5% | $4,914-90.4% | $11,601-96.0% |