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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,931 | $97,125-8.4% | $86,233+3.1% | $137,256-35.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 4.38% | 74.19%-69.8pp | 61.39%-57.0pp | 220.34%-216.0pp |
| Employer contribution / active EE | $2,874 | $2,841+1.2% | $2,504+14.8% | $4,156-30.8% |
| Participant deferral / active EE | $2,968 | $5,180-42.7% | $4,559-34.9% | $6,407-53.7% |
| Admin fee / account holder | $1,174 | $9,725-87.9% | $8,342-85.9% | $12,270-90.4% |