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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,722 | $45,872-0.3% | $77,100-40.7% | $68,490-33.2% |
| Participation rate | 65.6% | 55.9%+9.6pp | 67.9%-2.4pp | 67.9%-2.3pp |
| Annual return | 2.82% | 1.73%+1.1pp | 42.35%-39.5pp | -7.85%+10.7pp |
| Employer contribution / active EE | $2,034 | $1,650+23.3% | $2,815-27.8% | $2,597-21.7% |
| Participant deferral / active EE | $3,279 | $2,963+10.7% | $4,430-26.0% | $4,028-18.6% |
| Admin fee / account holder | $5,450 | $3,041+79.2% | $5,443+0.1% | $5,403+0.9% |