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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,894 | $105,210+165.1% | $159,487+74.9% | $85,851+224.9% |
| Participation rate | 97.2% | 75.8%+21.4pp | 82.8%+14.4pp | 69.3%+27.9pp |
| Annual return | 15.81% | 45.08%-29.3pp | 263.71%-247.9pp | 318.63%-302.8pp |
| Employer contribution / active EE | $6,633 | $3,319+99.8% | $4,831+37.3% | $2,565+158.5% |
| Participant deferral / active EE | $10,212 | $5,946+71.7% | $7,354+38.9% | $3,952+158.4% |
| Admin fee / account holder | $1,990 | $6,934-71.3% | $10,804-81.6% | $6,261-68.2% |