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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,281 | $217,432-72.7% | $185,851-68.1% | $167,553-64.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 3.69% | 148.43%-144.7pp | 122.11%-118.4pp | 478.89%-475.2pp |
| Employer contribution / active EE | $10,604 | $5,874+80.5% | $5,168+105.2% | $4,840+119.1% |
| Participant deferral / active EE | $9,096 | $6,357+43.1% | $5,569+63.3% | $6,343+43.4% |
| Admin fee / account holder | $348 | $19,820-98.2% | $16,245-97.9% | $12,316-97.2% |