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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,510 | $54,541-0.1% | $78,778-30.8% | $70,126-22.3% |
| Participation rate | 100.0% | 60.8%+39.2pp | 69.2%+30.8pp | 69.5%+30.5pp |
| Annual return | 20.66% | 21.07%-0.4pp | 35.62%-15.0pp | 73.15%-52.5pp |
| Employer contribution / active EE | $2,113 | $1,089+94.1% | $1,986+6.4% | $2,343-9.8% |
| Participant deferral / active EE | $1,775 | $2,210-19.7% | $2,958-40.0% | $3,332-46.7% |
| Admin fee / account holder | $4,188 | $3,709+12.9% | $5,134-18.4% | $4,645-9.9% |