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| Provider | Service type | Compensation |
|---|---|---|
HAYS COMPANIES1 year Filed as: THE HAYS FINANCIAL GROUP LLC Service code 27 80 S 8TH STREET · MINNEAPOLIS, MN 55402 | Advisory (Plan) | $6,250 |
JPMORGAN INVEST HOLDINGS LLC6 years Service code 64 · EIN 13-2624428 | Recordkeeping Fees | $555 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,902 | $76,112-55.5% | $96,544-64.9% | $71,529-52.6% |
| Participation rate | 77.3% | 74.4%+2.9pp | 76.0%+1.3pp | 67.9%+9.4pp |
| Annual return | 18.65% | 22.80%-4.2pp | 25.88%-7.2pp | 28.97%-10.3pp |
| Employer contribution / active EE | $306 | $2,248-86.4% | $2,966-89.7% | $2,590-88.2% |
| Participant deferral / active EE | $3,040 | $4,217-27.9% | $4,851-37.3% | $4,291-29.2% |
| Admin fee / account holder | $60 | $2,708-97.8% | $8,254-99.3% | $1,588-96.2% |