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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,676 | $105,210-14.8% | $159,487-43.8% | $85,851+4.5% |
| Participation rate | 89.7% | 75.8%+13.9pp | 82.8%+6.8pp | 69.3%+20.3pp |
| Annual return | 15.35% | 45.08%-29.7pp | 263.71%-248.4pp | 318.63%-303.3pp |
| Employer contribution / active EE | $2,565 | $3,319-22.7% | $4,831-46.9% | $2,5650% |
| Participant deferral / active EE | $7,552 | $5,946+27.0% | $7,354+2.7% | $3,952+91.1% |
| Admin fee / account holder | $9,498 | $6,934+37.0% | $10,804-12.1% | $6,261+51.7% |