Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,221 | $118,488-76.2% | $98,462-71.3% | $139,487-79.8% |
| Participation rate | 69.6% | 77.5%-7.9pp | 75.2%-5.6pp | 80.3%-10.8pp |
| Annual return | 8.25% | 18.96%-10.7pp | 21.17%-12.9pp | 373.84%-365.6pp |
| Employer contribution / active EE | $150 | $3,611-95.8% | $3,049-95.1% | $4,755-96.8% |
| Participant deferral / active EE | $1,745 | $5,393-67.7% | $4,738-63.2% | $6,713-74.0% |
| Admin fee / account holder | $592 | $13,868-95.7% | $8,875-93.3% | $11,407-94.8% |