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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,923 | $91,537+14.6% | $130,045-19.3% | $75,173+39.6% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 15.96% | -631.55%+647.5pp | -137.30%+153.3pp | 160.72%-144.8pp |
| Employer contribution / active EE | $3,319 | $2,845+16.7% | $4,321-23.2% | $2,671+24.3% |
| Participant deferral / active EE | $5,505 | $4,343+26.8% | $5,820-5.4% | $4,126+33.4% |
| Admin fee / account holder | $7,569 | $6,780+11.6% | $10,600-28.6% | $5,651+33.9% |