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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,830 | $114,712+17.5% | $173,730-22.4% | $87,485+54.1% |
| Participation rate | 78.8% | 73.0%+5.9pp | 79.6%-0.7pp | 68.9%+9.9pp |
| Annual return | 12.89% | 20.18%-7.3pp | 19.96%-7.1pp | 26.06%-13.2pp |
| Employer contribution / active EE | $2,464 | $2,904-15.1% | $4,577-46.2% | $2,596-5.1% |
| Participant deferral / active EE | $4,534 | $4,642-2.3% | $6,326-28.3% | $4,274+6.1% |
| Admin fee / account holder | $9,830 | $10,210-3.7% | $17,523-43.9% | $7,775+26.4% |