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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,830 | $123,478+9.2% | $216,567-37.7% | $94,015+43.4% |
| Participation rate | 78.8% | 75.1%+3.7pp | 81.6%-2.8pp | 70.8%+8.0pp |
| Annual return | 12.89% | 23.61%-10.7pp | 12.94%-0.1pp | 17.84%-5.0pp |
| Employer contribution / active EE | $2,464 | $3,136-21.4% | $5,216-52.8% | $2,790-11.7% |
| Participant deferral / active EE | $4,534 | $4,556-0.5% | $6,191-26.8% | $4,249+6.7% |
| Admin fee / account holder | $9,830 | $12,753-22.9% | $21,981-55.3% | $8,951+9.8% |