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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,945 | $152,460+10.8% | $118,746+42.3% | $147,586+14.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.3%+21.7pp | 82.8%+17.2pp |
| Annual return | 9.97% | 17.41%-7.4pp | 24.54%-14.6pp | 578.59%-568.6pp |
| Employer contribution / active EE | $1,202 | $5,046-76.2% | $4,193-71.3% | $4,876-75.4% |
| Participant deferral / active EE | $2,012 | $6,212-67.6% | $5,332-62.3% | $5,439-63.0% |
| Admin fee / account holder | $678 | $16,953-96.0% | $10,720-93.7% | $10,886-93.8% |