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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,959 | $49,896+110.4% | $80,627+30.2% | $75,173+39.6% |
| Participation rate | 91.4% | 55.3%+36.1pp | 67.0%+24.4pp | 67.2%+24.2pp |
| Annual return | 14.97% | 34.67%-19.7pp | 936.76%-921.8pp | 160.72%-145.7pp |
| Employer contribution / active EE | $3,310 | $1,699+94.8% | $2,723+21.6% | $2,671+23.9% |
| Participant deferral / active EE | $6,923 | $2,992+131.4% | $4,443+55.8% | $4,126+67.8% |
| Admin fee / account holder | $2,079 | $3,578-41.9% | $5,381-61.4% | $5,651-63.2% |