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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,097 | $111,830+78.9% | $93,696+113.6% | $145,884+37.2% |
| Participation rate | 58.3% | 74.2%-15.9pp | 68.7%-10.4pp | 80.3%-22.0pp |
| Annual return | 13.81% | 204.08%-190.3pp | 133.74%-119.9pp | 551.85%-538.0pp |
| Employer contribution / active EE | $2,242 | $3,093-27.5% | $2,422-7.4% | $4,662-51.9% |
| Participant deferral / active EE | $1,343 | $4,920-72.7% | $4,417-69.6% | $6,690-79.9% |
| Admin fee / account holder | $112,398 | $10,249+996.7% | $8,287+1256.4% | $13,392+739.3% |