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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,225 | $65,566-43.2% | $86,235-56.8% | $75,177-50.5% |
| Participation rate | 52.0% | 60.5%-8.5pp | 69.0%-17.0pp | 67.2%-15.2pp |
| Annual return | 19.28% | 46.07%-26.8pp | 1170.03%-1150.8pp | 160.75%-141.5pp |
| Employer contribution / active EE | $0 | $1,553-100.0% | $2,381-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,997 | $3,023-34.0% | $3,987-49.9% | $4,126-51.6% |
| Admin fee / account holder | $483 | $5,470-91.2% | $6,856-93.0% | $5,651-91.5% |