Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,509 | $53,546-28.1% | $69,884-44.9% | $68,486-43.8% |
| Participation rate | 66.7% | 64.5%+2.1pp | 70.5%-3.8pp | 67.9%-1.2pp |
| Annual return | -21.25% | -13.87%-7.4pp | 190.81%-212.1pp | -7.85%-13.4pp |
| Employer contribution / active EE | $90 | $2,019-95.6% | $2,560-96.5% | $2,597-96.5% |
| Participant deferral / active EE | $1,794 | $2,957-39.3% | $3,848-53.4% | $4,028-55.5% |
| Admin fee / account holder | $881 | $4,693-81.2% | $6,266-85.9% | $5,404-83.7% |