Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,841 | $63,845-23.5% | $81,370-40.0% | $80,959-39.7% |
| Participation rate | 66.0% | 63.9%+2.1pp | 69.5%-3.5pp | 67.7%-1.7pp |
| Annual return | 14.50% | 16.37%-1.9pp | 24.85%-10.3pp | 35.67%-21.2pp |
| Employer contribution / active EE | $57 | $1,980-97.1% | $2,464-97.7% | $2,757-97.9% |
| Participant deferral / active EE | $1,548 | $3,093-49.9% | $3,885-60.2% | $4,300-64.0% |
| Admin fee / account holder | $4,476 | $5,688-21.3% | $5,749-22.2% | $6,925-35.4% |