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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,179 | $73,863+0.4% | $143,797-48.4% | $68,490+8.3% |
| Participation rate | 96.5% | 66.7%+29.8pp | 80.3%+16.2pp | 67.9%+28.6pp |
| Annual return | -22.13% | 0.91%-23.0pp | -0.04%-22.1pp | -7.85%-14.3pp |
| Employer contribution / active EE | $2,792 | $3,185-12.3% | $4,952-43.6% | $2,597+7.5% |
| Participant deferral / active EE | $4,409 | $3,385+30.3% | $5,638-21.8% | $4,028+9.5% |
| Admin fee / account holder | $2,828 | $5,756-50.9% | $14,679-80.7% | $5,403-47.6% |