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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,549 | $133,998-79.4% | $112,263-75.5% | $134,545-79.5% |
| Participation rate | 86.7% | 78.6%+8.1pp | 75.1%+11.6pp | 81.2%+5.4pp |
| Annual return | -17.55% | 47.17%-64.7pp | 27.49%-45.0pp | 418.37%-435.9pp |
| Employer contribution / active EE | $1,348 | $4,040-66.6% | $3,636-62.9% | $4,742-71.6% |
| Participant deferral / active EE | $1,659 | $5,292-68.7% | $4,729-64.9% | $6,401-74.1% |
| Admin fee / account holder | $1,290 | $7,493-82.8% | $6,410-79.9% | $11,431-88.7% |