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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,581 | $56,110-8.1% | $94,993-45.7% | $70,126-26.4% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.9%+26.1pp | 69.5%+30.5pp |
| Annual return | 15.96% | 51.02%-35.1pp | 27.14%-11.2pp | 73.15%-57.2pp |
| Employer contribution / active EE | $1,130 | $1,442-21.7% | $2,603-56.6% | $2,343-51.8% |
| Participant deferral / active EE | $2,227 | $2,391-6.9% | $3,317-32.9% | $3,332-33.2% |
| Admin fee / account holder | $2,413 | $3,456-30.2% | $4,960-51.4% | $4,645-48.1% |