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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $28,722 |
BMO HARRIS BANK NA5 years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,841 | $73,638-16.0% | $95,964-35.6% | $73,497-15.9% |
| Participation rate | 90.8% | 76.2%+14.7pp | 77.1%+13.7pp | 70.7%+20.2pp |
| Annual return | 16.40% | 16.78%-0.4pp | 91.64%-75.2pp | 28.51%-12.1pp |
| Employer contribution / active EE | $0 | $1,863-100.0% | $2,541-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $1,807 | $3,617-50.0% | $4,167-56.6% | $3,740-51.7% |
| Admin fee / account holder | $205 | $482-57.4% | $6,797-97.0% | $513-60.0% |