Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,341 | $56,484-67.5% | $169,452-89.2% | $64,173-71.4% |
| Participation rate | 55.3% | 64.5%-9.2pp | 77.8%-22.5pp | 69.6%-14.3pp |
| Annual return | -8.32% | -1.55%-6.8pp | 1.83%-10.2pp | 7.63%-16.0pp |
| Employer contribution / active EE | $164 | $1,832-91.0% | $4,157-96.0% | $2,381-93.1% |
| Participant deferral / active EE | $1,694 | $3,448-50.9% | $5,277-67.9% | $3,470-51.2% |
| Admin fee / account holder | $3,823 | $4,174-8.4% | $9,110-58.0% | $4,887-21.8% |