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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,092 | $95,664-38.2% | $76,902-23.2% | $139,487-57.6% |
| Participation rate | 40.0% | 74.0%-34.0pp | 69.6%-29.6pp | 80.3%-40.3pp |
| Annual return | 11.10% | 55.03%-43.9pp | 37.91%-26.8pp | 373.84%-362.7pp |
| Employer contribution / active EE | $1,247 | $3,147-60.4% | $2,534-50.8% | $4,755-73.8% |
| Participant deferral / active EE | $1,382 | $4,626-70.1% | $3,833-63.9% | $6,713-79.4% |
| Admin fee / account holder | $1,885 | $8,311-77.3% | $5,479-65.6% | $11,407-83.5% |