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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,588 | $77,814+246.5% | $158,223+70.4% | $86,983+209.9% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 5.66% | 30.54%-24.9pp | 52.09%-46.4pp | 25.83%-20.2pp |
| Employer contribution / active EE | $9,804 | $2,592+278.2% | $4,109+138.6% | $2,584+279.3% |
| Participant deferral / active EE | $6,530 | $3,270+99.7% | $5,467+19.4% | $4,194+55.7% |
| Admin fee / account holder | $8,550 | $5,879+45.4% | $16,047-46.7% | $7,856+8.8% |