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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,588 | $76,407+252.8% | $150,298+79.4% | $82,448+227.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 5.66% | 39.99%-34.3pp | 62.79%-57.1pp | 41.64%-36.0pp |
| Employer contribution / active EE | $9,804 | $2,614+275.0% | $4,154+136.0% | $2,551+284.3% |
| Participant deferral / active EE | $6,530 | $3,214+103.1% | $5,453+19.8% | $4,139+57.8% |
| Admin fee / account holder | $8,550 | $6,352+34.6% | $14,116-39.4% | $7,234+18.2% |