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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,588 | $78,690+242.6% | $161,489+66.9% | $87,485+208.2% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 5.66% | 32.74%-27.1pp | 89.72%-84.1pp | 26.06%-20.4pp |
| Employer contribution / active EE | $9,804 | $2,588+278.8% | $4,268+129.7% | $2,596+277.6% |
| Participant deferral / active EE | $6,530 | $3,311+97.2% | $5,630+16.0% | $4,274+52.8% |
| Admin fee / account holder | $8,550 | $6,724+27.2% | $16,006-46.6% | $7,775+10.0% |