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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,588 | $86,050+213.3% | $189,758+42.1% | $94,015+186.8% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 5.66% | 17.77%-12.1pp | 52.62%-47.0pp | 17.84%-12.2pp |
| Employer contribution / active EE | $9,804 | $2,819+247.7% | $4,767+105.7% | $2,790+251.4% |
| Participant deferral / active EE | $6,530 | $3,349+95.0% | $5,856+11.5% | $4,249+53.7% |
| Admin fee / account holder | $8,550 | $6,627+29.0% | $20,388-58.1% | $8,951-4.5% |