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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,230 | $70,587-40.2% | $124,694-66.1% | $85,851-50.8% |
| Participation rate | 90.0% | 64.4%+25.6pp | 74.6%+15.4pp | 69.3%+20.7pp |
| Annual return | 12.40% | 20688.83%-20676.4pp | 5144.82%-5132.4pp | 318.63%-306.2pp |
| Employer contribution / active EE | $1,392 | $1,913-27.2% | $3,325-58.1% | $2,565-45.7% |
| Participant deferral / active EE | $2,226 | $2,969-25.0% | $4,615-51.8% | $3,952-43.7% |
| Admin fee / account holder | $4,178 | $5,282-20.9% | $7,495-44.3% | $6,261-33.3% |