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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,851 | $104,924-82.0% | $84,623-77.7% | $152,885-87.7% |
| Participation rate | 85.0% | 74.8%+10.2pp | 68.2%+16.8pp | 82.5%+2.5pp |
| Annual return | 19.48% | 373.82%-354.3pp | 258.77%-239.3pp | 345.39%-325.9pp |
| Employer contribution / active EE | $1,203 | $3,302-63.6% | $2,652-54.6% | $4,763-74.7% |
| Participant deferral / active EE | $3,696 | $4,689-21.2% | $3,899-5.2% | $5,851-36.8% |
| Admin fee / account holder | $6,704 | $6,242+7.4% | $4,913+36.5% | $11,598-42.2% |