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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,431 | $43,075+40.3% | $74,577-19.0% | $62,881-3.9% |
| Participation rate | 95.5% | 58.1%+37.5pp | 68.1%+27.4pp | 69.3%+26.2pp |
| Annual return | -2.48% | 17.50%-20.0pp | 20.47%-22.9pp | 20.14%-22.6pp |
| Employer contribution / active EE | $3,406 | $1,498+127.4% | $2,525+34.9% | $2,281+49.3% |
| Participant deferral / active EE | $3,113 | $2,389+30.3% | $3,458-10.0% | $3,203-2.8% |
| Admin fee / account holder | $2,434 | $2,840-14.3% | $4,138-41.2% | $4,296-43.3% |