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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,113 | $88,603-93.1% | $69,890-91.3% | $134,545-95.5% |
| Participation rate | 78.6% | 74.9%+3.7pp | 70.5%+8.1pp | 81.2%-2.7pp |
| Annual return | -26.08% | 442.93%-469.0pp | 190.84%-216.9pp | 418.37%-444.4pp |
| Employer contribution / active EE | $1,958 | $3,236-39.5% | $2,560-23.5% | $4,742-58.7% |
| Participant deferral / active EE | $3,335 | $4,771-30.1% | $3,848-13.4% | $6,401-47.9% |
| Admin fee / account holder | $414 | $10,443-96.0% | $6,267-93.4% | $11,431-96.4% |