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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,865 | $71,878+40.3% | $86,698+16.3% | $68,486+47.3% |
| Participation rate | 73.5% | 72.2%+1.2pp | 76.6%-3.1pp | 67.9%+5.6pp |
| Annual return | -32.08% | 3.53%-35.6pp | 35.95%-68.0pp | -7.85%-24.2pp |
| Employer contribution / active EE | $985 | $2,173-54.7% | $2,837-65.3% | $2,597-62.1% |
| Participant deferral / active EE | $4,978 | $3,779+31.7% | $4,656+6.9% | $4,028+23.6% |
| Admin fee / account holder | $3,749 | $6,113-38.7% | $7,493-50.0% | $5,404-30.6% |