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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,913 | $86,938+34.5% | $102,423+14.1% | $80,925+44.5% |
| Participation rate | 69.6% | 72.4%-2.7pp | 76.5%-6.9pp | 67.7%+2.0pp |
| Annual return | 20.37% | 18.89%+1.5pp | 29.42%-9.1pp | 35.65%-15.3pp |
| Employer contribution / active EE | $982 | $2,369-58.6% | $3,023-67.5% | $2,756-64.4% |
| Participant deferral / active EE | $5,724 | $4,120+38.9% | $5,054+13.3% | $4,299+33.2% |
| Admin fee / account holder | $27,582 | $8,053+242.5% | $9,455+191.7% | $6,940+297.4% |