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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,024 | $88,672+37.6% | $105,223+16.0% | $82,448+48.0% |
| Participation rate | 97.2% | 67.9%+29.3pp | 75.0%+22.2pp | 68.1%+29.2pp |
| Annual return | 12.48% | 30.86%-18.4pp | 180.65%-168.2pp | 41.64%-29.2pp |
| Employer contribution / active EE | $7,737 | $3,048+153.8% | $3,689+109.8% | $2,551+203.3% |
| Participant deferral / active EE | $8,840 | $4,036+119.0% | $5,072+74.3% | $4,139+113.6% |
| Admin fee / account holder | $29,915 | $7,146+318.6% | $8,859+237.7% | $7,234+313.5% |