Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,274 | $97,550+29.4% | $120,344+4.9% | $87,485+44.3% |
| Participation rate | 52.5% | 72.8%-20.4pp | 76.7%-24.3pp | 68.9%-16.5pp |
| Annual return | 14.74% | 18.41%-3.7pp | 20.30%-5.6pp | 26.06%-11.3pp |
| Employer contribution / active EE | $473 | $2,291-79.3% | $3,020-84.3% | $2,596-81.8% |
| Participant deferral / active EE | $3,138 | $4,230-25.8% | $5,135-38.9% | $4,274-26.6% |
| Admin fee / account holder | $639 | $9,543-93.3% | $12,742-95.0% | $7,775-91.8% |