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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,890 | $98,776-33.3% | $149,745-56.0% | $79,856-17.5% |
| Participation rate | 81.8% | 75.8%+6.0pp | 82.5%-0.7pp | 69.6%+12.2pp |
| Annual return | 4.54% | 27.38%-22.8pp | 276.72%-272.2pp | 31.71%-27.2pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,846 | $5,681-32.3% | $6,843-43.8% | $3,741+2.8% |
| Admin fee / account holder | $8,850 | $6,053+46.2% | $9,312-5.0% | $5,306+66.8% |