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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,089 | $65,440+36.1% | $98,506-9.6% | $85,851+3.8% |
| Participation rate | 96.2% | 65.0%+31.1pp | 73.3%+22.8pp | 69.3%+26.8pp |
| Annual return | 18.20% | 21.75%-3.5pp | 1494.92%-1476.7pp | 318.63%-300.4pp |
| Employer contribution / active EE | $7,725 | $2,169+256.1% | $2,961+160.9% | $2,565+201.1% |
| Participant deferral / active EE | $6,787 | $3,168+114.2% | $4,277+58.7% | $3,952+71.7% |
| Admin fee / account holder | $521 | $4,596-88.7% | $5,955-91.2% | $6,261-91.7% |