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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,935 | $112,131+164.8% | $95,964+209.4% | $158,982+86.8% |
| Participation rate | 87.5% | 79.0%+8.5pp | 77.1%+10.4pp | 82.0%+5.5pp |
| Annual return | 20.84% | 171.19%-150.3pp | 91.64%-70.8pp | 302.99%-282.2pp |
| Employer contribution / active EE | $5,709 | $3,199+78.5% | $2,541+124.6% | $4,763+19.9% |
| Participant deferral / active EE | $5,773 | $4,784+20.7% | $4,167+38.5% | $5,983-3.5% |
| Admin fee / account holder | $4,512 | $10,136-55.5% | $6,797-33.6% | $11,252-59.9% |