Filed December 19, 2025 (most recent of 2 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.10+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $30,198 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$35,850 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,829 | $110,282+98.4% | $102,423+113.7% | $199,921+9.5% |
| Participation rate | 70.1% | 86.3%-16.2pp | 76.5%-6.5pp | 72.0%-2.0pp |
| Annual return | 21.60% | 35.75%-14.2pp | 29.42%-7.8pp | 34.28%-12.7pp |
| Employer contribution / active EE | $1,255 | $3,603-65.2% | $3,023-58.5% | $3,035-58.7% |
| Participant deferral / active EE | $7,016 | $6,376+10.0% | $5,054+38.8% | $5,089+37.9% |
| Admin fee / account holder | -$6 | $122-104.8% | $9,455-100.1% | $269-102.2% |