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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,975 | $103,393+82.8% | $87,103+117.0% | $152,909+23.6% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.9%-1.9pp | 82.5%-7.5pp |
| Annual return | 18.81% | 28.10%-9.3pp | 28.19%-9.4pp | 345.46%-326.7pp |
| Employer contribution / active EE | $1,206 | $3,221-62.6% | $2,521-52.2% | $4,764-74.7% |
| Participant deferral / active EE | $7,173 | $4,778+50.1% | $4,049+77.2% | $5,851+22.6% |
| Admin fee / account holder | $3,008 | $12,195-75.3% | $7,491-59.8% | $11,601-74.1% |