Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,126 | $72,027+14.0% | $185,861-55.8% | $79,856+2.8% |
| Participation rate | 21.5% | 65.8%-44.2pp | 78.0%-56.5pp | 69.6%-48.1pp |
| Annual return | 10.20% | 23.13%-12.9pp | 35.96%-25.8pp | 31.71%-21.5pp |
| Employer contribution / active EE | $0 | $1,965-100.0% | $4,088-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $951 | $3,780-74.8% | $5,634-83.1% | $3,741-74.6% |
| Admin fee / account holder | $429 | $4,513-90.5% | $9,503-95.5% | $5,306-91.9% |