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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,663 | $106,749-46.9% | $145,433-61.0% | $82,448-31.3% |
| Participation rate | 80.0% | 75.6%+4.4pp | 82.1%-2.1pp | 68.1%+11.9pp |
| Annual return | 16.99% | 27.59%-10.6pp | 66.58%-49.6pp | 41.64%-24.7pp |
| Employer contribution / active EE | $925 | $3,444-73.2% | $4,554-79.7% | $2,551-63.8% |
| Participant deferral / active EE | $3,566 | $6,519-45.3% | $7,897-54.9% | $4,139-13.9% |
| Admin fee / account holder | $4,161 | $8,390-50.4% | $13,129-68.3% | $7,234-42.5% |