Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $83,444 |
BAIRD FUNDS5 years Filed as: ROBERT W BAIRD & CO INC Service code 27 · EIN 39-6037917 | Advisory (Plan) | $35,839 |
THE RETIREMENT ADVANTAGE INC4 years Service code 49 · EIN 39-1816008 | Other Services | $20,585 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,183 | $58,101+32.8% | $118,914-35.1% | $73,412+5.1% |
| Participation rate | 69.9% | 56.1%+13.8pp | 75.4%-5.5pp | 72.2%-2.2pp |
| Annual return | 12.66% | 20.56%-7.9pp | 35.89%-23.2pp | 59.30%-46.6pp |
| Employer contribution / active EE | $1,925 | $1,445+33.2% | $3,264-41.0% | $2,234-13.8% |
| Participant deferral / active EE | $2,988 | $2,400+24.5% | $4,266-30.0% | $3,806-21.5% |
| Admin fee / account holder | $329 | $138+137.9% | $6,582-95.0% | $158+108.1% |