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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $636,238 | $73,863+761.4% | $143,797+342.5% | $68,490+828.9% |
| Participation rate | 96.0% | 66.7%+29.3pp | 80.3%+15.7pp | 67.9%+28.1pp |
| Annual return | -23.49% | 0.91%-24.4pp | -0.04%-23.5pp | -7.85%-15.6pp |
| Employer contribution / active EE | $27,598 | $3,185+766.6% | $4,952+457.3% | $2,597+962.8% |
| Participant deferral / active EE | $12,423 | $3,385+267.0% | $5,638+120.3% | $4,028+208.4% |
| Admin fee / account holder | $22,328 | $5,756+287.9% | $14,679+52.1% | $5,403+313.3% |