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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,603 | $83,485+13.3% | $125,192-24.4% | $72,975+29.6% |
| Participation rate | 89.9% | 73.3%+16.6pp | 79.8%+10.1pp | 69.5%+20.4pp |
| Annual return | 4.54% | 25.77%-21.2pp | 43.79%-39.3pp | 81.01%-76.5pp |
| Employer contribution / active EE | $3,415 | $2,346+45.6% | $3,866-11.7% | $2,440+40.0% |
| Participant deferral / active EE | $3,472 | $3,586-3.2% | $4,937-29.7% | $3,608-3.8% |
| Admin fee / account holder | $8,826 | $5,518+59.9% | $9,704-9.0% | $5,124+72.2% |