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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,019 | $114,712-0.6% | $173,730-34.4% | $87,485+30.3% |
| Participation rate | 97.8% | 73.0%+24.8pp | 79.6%+18.2pp | 68.9%+28.8pp |
| Annual return | 11.85% | 20.18%-8.3pp | 19.96%-8.1pp | 26.06%-14.2pp |
| Employer contribution / active EE | $5,373 | $2,904+85.0% | $4,577+17.4% | $2,596+107.0% |
| Participant deferral / active EE | $4,924 | $4,642+6.1% | $6,326-22.2% | $4,274+15.2% |
| Admin fee / account holder | $31,184 | $10,210+205.4% | $17,523+78.0% | $7,775+301.1% |