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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,019 | $108,825+4.8% | $156,181-27.0% | $82,448+38.3% |
| Participation rate | 97.8% | 72.4%+25.4pp | 78.8%+18.9pp | 68.1%+29.7pp |
| Annual return | 11.85% | 20.59%-8.7pp | 64.87%-53.0pp | 41.64%-29.8pp |
| Employer contribution / active EE | $5,373 | $2,870+87.2% | $4,294+25.1% | $2,551+110.6% |
| Participant deferral / active EE | $4,924 | $4,577+7.6% | $6,132-19.7% | $4,139+18.9% |
| Admin fee / account holder | $31,184 | $9,341+233.9% | $14,586+113.8% | $7,234+331.1% |