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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $843,310 | $185,905+353.6% | $170,057+395.9% | $139,487+504.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 18.88% | 60.56%-41.7pp | 53.42%-34.5pp | 373.84%-355.0pp |
| Employer contribution / active EE | $7,157 | $7,597-5.8% | $6,790+5.4% | $4,755+50.5% |
| Participant deferral / active EE | $13,500 | $11,627+16.1% | $10,411+29.7% | $6,713+101.1% |
| Admin fee / account holder | $16,984 | $15,397+10.3% | $12,826+32.4% | $11,407+48.9% |