Filed February 23, 2026 (most recent of 3 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,465 | $72,177+42.0% | $115,038-10.9% | $59,633+71.8% |
| Participation rate | 96.9% | 72.6%+24.3pp | 81.4%+15.5pp | 68.7%+28.2pp |
| Annual return | 1.13% | 12.02%-10.9pp | 26.14%-25.0pp | 2041.45%-2040.3pp |
| Employer contribution / active EE | $4,636 | $2,841+63.2% | $4,608+0.6% | $2,203+110.5% |
| Participant deferral / active EE | $7,282 | $4,783+52.3% | $6,026+20.8% | $3,192+128.2% |
| Admin fee / account holder | $9,044 | $4,927+83.6% | $8,175+10.6% | $4,297+110.5% |