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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,807 | $103,392-13.1% | $87,104+3.1% | $152,897-41.3% |
| Participation rate | 60.0% | 79.4%-19.4pp | 76.9%-16.9pp | 82.5%-22.5pp |
| Annual return | 20.34% | 28.10%-7.8pp | 28.19%-7.8pp | 345.43%-325.1pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,912 | $4,778-60.0% | $4,048-52.8% | $5,851-67.3% |
| Admin fee / account holder | $1,880 | $12,194-84.6% | $7,491-74.9% | $11,599-83.8% |