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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,790 | $65,367+9.8% | $92,915-22.7% | $72,976-1.6% |
| Participation rate | 97.0% | 68.3%+28.7pp | 76.0%+21.0pp | 69.5%+27.5pp |
| Annual return | 12.14% | 42.11%-30.0pp | 109.45%-97.3pp | 81.02%-68.9pp |
| Employer contribution / active EE | $504 | $2,594-80.6% | $3,653-86.2% | $2,440-79.3% |
| Participant deferral / active EE | $5,031 | $3,128+60.8% | $4,238+18.7% | $3,608+39.4% |
| Admin fee / account holder | $3,791 | $4,251-10.8% | $5,796-34.6% | $5,124-26.0% |