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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,331 | $79,223+21.6% | $102,460-6.0% | $74,478+29.3% |
| Participation rate | 55.2% | 74.8%-19.5pp | 76.5%-21.3pp | 67.2%-12.0pp |
| Annual return | 13.91% | 54.98%-41.1pp | 29.47%-15.6pp | 1370.56%-1356.7pp |
| Employer contribution / active EE | $998 | $2,363-57.8% | $3,025-67.0% | $2,626-62.0% |
| Participant deferral / active EE | $3,248 | $4,417-26.5% | $5,056-35.8% | $4,350-25.3% |
| Admin fee / account holder | $8,029 | $2,003+300.8% | $9,460-15.1% | $1,946+312.6% |