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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,331 | $79,181+21.7% | $102,423-5.9% | $74,429+29.4% |
| Participation rate | 55.2% | 74.8%-19.5pp | 76.5%-21.3pp | 67.2%-12.0pp |
| Annual return | 13.91% | 54.97%-41.1pp | 29.42%-15.5pp | 1368.38%-1354.5pp |
| Employer contribution / active EE | $998 | $2,362-57.7% | $3,023-67.0% | $2,625-62.0% |
| Participant deferral / active EE | $3,248 | $4,416-26.4% | $5,054-35.7% | $4,348-25.3% |
| Admin fee / account holder | $8,029 | $2,002+301.1% | $9,455-15.1% | $1,944+313.0% |